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Sarva AdFiSarvaAdFi

Fund the campaigns that work

Sarva AdFi pays for your digital advertising while that advertising earns. We read your live campaign and revenue data, set a limit that moves with your performance, and take repayment from the revenue the spend creates.

Decisions in daysNo personal guaranteesLimits that grow with performance
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Sarva AdFigrowth engineCapitalAd spendRevenueReinvest

Underwritten on the systems already running your business

How it works

Financing that keeps pace with your media buying

Growth capital usually arrives a quarter after you needed it. Sarva AdFi connects to the systems already running your business, so the decision is made on what is happening now — not on a filed balance sheet from last year.

  1. Connect your data

    Link your ad platforms, payment processors, bank accounts and accounting system in a few minutes. We read performance the way you already do: CAC, ROAS, LTV, contribution margin and cash conversion.

  2. Receive an offer

    Our underwriting engine models your payback curve and returns a funding limit with clear terms. No pitch deck, no data room, no board resolution.

  3. Launch campaigns

    Draw against your limit and put it straight into Meta, Google, TikTok, Amazon and the rest. Spend the moment a campaign proves itself, instead of the month after it proved itself.

  4. Repay and expand

    Repayment comes out of the revenue the spend generates. As your efficiency improves, your available capital increases — so the better your acquisition gets, the more of it you can afford.

100%OnlineApply, connect accounts and sign without paper forms
DaysFrom application to decisionUnderwriting runs on connected data, not submitted documents
14Data sources connectedAdvertising, payments, banking and accounting systems
24/7Performance monitoringLimits reassessed continuously, not annually
Why Sarva AdFi

Why founders choose Sarva AdFi

Repayment that follows revenue

Repayment is drawn from the revenue your funded campaigns produce, so what you pay tracks what the spend earns — not a fixed schedule that ignores it.

Judged on performance, not paperwork

Your limit and terms follow live metrics rather than a historic balance sheet. Improve your payback period and the facility improves with you, automatically and without a renegotiation.

Built for the speed of media buying

Campaign windows close in days. Decisions and draws move at that pace, so you are never the last bidder in your own auction while a credit committee meets.

Underwriting you can see

The dashboard we underwrite from is the dashboard you use. Funding limits, repayments, CAC payback and ROAS trends sit in one place and update continuously — no black box, no quarterly surprise.

Use cases

What borrowers use Sarva AdFi for

Sarva AdFi is at its best where the spend is measurable and the payback is real. These are the situations it was designed around.

Scaling a channel that already works

You have a campaign clearing your payback target and the only constraint is cash. Sarva AdFi removes the constraint instead of asking you to wait for the cash cycle to catch up.

Testing into a new channel

Opening a second or third platform means spending before the data exists to justify it. Fund the test from capital that prices against your whole book, not against one unproven line.

Buying media ahead of peak season

Inventory is not the only thing you have to buy early. Secure impressions before auction prices climb, and repay once the season converts.

Smoothing platform billing cycles

Ad platforms bill on their schedule, customers pay on theirs, and the gap comes out of your working capital. Sarva AdFi absorbs the mismatch.

Minimum eligibility

Is Sarva AdFi right for your business?

We serve high-growth, US-based companies that acquire customers through paid channels and can show real payback on that spend.

$500K+
Annual marketing spendAcross all paid acquisition channels combined
12 months+
Operating historyEnough trading history to model a payback curve
$100K+
Monthly revenueOr the equivalent in recurring monthly revenue
DTC & subscription
Business modelDirect-to-consumer, e-commerce, SaaS or B2B digital

Sarva AdFi is not a fit for pre-revenue businesses, companies whose growth does not depend on measurable paid acquisition, or businesses that cannot connect live revenue and advertising data.

Fitassessment
Frequently asked questions

Sarva AdFi, answered

The questions prospective borrowers ask most often about Sarva AdFi.

Cannot find what you need? Ask us directly.

Sarva AdFi is built for digitally-native businesses. Banks generally want physical collateral, extensive paperwork, personal guarantees and several weeks of underwriting. We assess growth potential from live business data instead.

  • Underwriting based on performance data rather than physical collateral.
  • Days from application to funding rather than weeks or months.
  • Repayment aligned to revenue instead of a fixed monthly principal and interest schedule.
  • Modern underwriting built on CAC efficiency, LTV and ROAS rather than filed accounts.

Growth-stage, digitally-native companies that rely on paid marketing to acquire customers, generate at least $100K per month in revenue or equivalent MRR, and can demonstrate efficient acquisition with genuine payback.

  • Direct-to-consumer brands scaling through Meta, TikTok, Google or Amazon.
  • SaaS and subscription businesses with strong retention and a healthy LTV-to-CAC ratio.
  • E-commerce companies with repeat customers and scalable acquisition funnels.
  • B2B digital platforms whose revenue tracks a predictable acquisition pipeline.

Our platform connects directly to your revenue, banking and advertising data, which lets us assess an application faster and more accurately than a lender working from documents.

  • We analyse your CAC payback curve, ROAS trends, revenue seasonality, retention and LTV in minutes.
  • The underwriting engine builds a repayment structure that flexes with your performance.
  • You track funding limits, repayments and performance metrics from a single dashboard.
  • Post-funding, the system keeps monitoring your data and flags when more capital can be unlocked or terms adjusted.

We read the systems that already describe your business: advertising platforms, payment processors, banking and accounting. Connections are established through the providers themselves, so credentials are never handled by us directly.

  • Access is read-only. We can see performance data; we cannot move your money or change your campaigns.
  • Connections can be revoked by you at any time from your dashboard.
  • Data is used to underwrite and monitor your facility, and is not sold.

No. Sarva AdFi is underwritten on business performance rather than on founder assets, which is one of the main reasons borrowers choose it over a traditional facility.

Because underwriting runs on connected data rather than submitted documents, most of the work happens in minutes once your accounts are linked. Applications typically move to a decision in days rather than the weeks a conventional process takes.

Repayment is drawn from the revenue your funded spend produces, on a schedule set when you accept an offer. Because it is linked to performance rather than a rigid amortisation table, it moves with your business instead of against it.

Next step

Ready to stop funding growth out of last month’s revenue?

Connect your accounts and see what Sarva AdFi can do for your acquisition budget. No pitch deck, no paperwork marathon, no personal guarantee.

Contact our teamApply for Sarva AdFi