Bridge the gap to your next milestone
Sarva Bridge is short-duration working capital for the moments when growth outruns cash: an inventory buy before peak, a receivable that clears next quarter, the runway between a term sheet and a close. Sized to a specific event, and repaid when that event happens.
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Structured around the event, not around a formula
Most short-term lending prices a generic risk and hopes the timing works out. Sarva Bridge starts from the specific thing you are bridging to, and builds the facility backwards from it.
Define the gap
Tell us what needs funding and what repays it: a purchase order, a receivable, a closing round, a seasonal cycle. The repayment event is the centre of the structure, not an afterthought.
We verify against live data
The same connections that underwrite Sarva AdFi confirm the cash flows behind your request. If you already borrow from us, there is no second diligence process to sit through.
Draw what you need
Take the facility in full or in parts as the need materialises. You are not paying to hold capital you have not deployed yet.
Repay at the event
The facility clears when the event you built it around lands. Short by design, so it does not become a permanent line on your balance sheet.
Why founders choose Sarva Bridge
Sized to a real event
A bridge should have a defined end. We underwrite the specific cash flow that repays the facility, which keeps the duration short and the cost proportionate to the actual risk.
No second diligence
Existing Sarva borrowers are already connected and already monitored. That turns a bridge request into a verification rather than a fresh underwriting cycle.
Designed to coexist
Sarva Bridge is built to sit alongside the facilities you already have rather than force a refinancing of your entire capital stack to accommodate it.
Fast enough to matter
A bridge that arrives after the moment has passed is not a bridge. Decisions move in days, because the underlying data is already flowing.
What Sarva Bridge is built for
Sarva Bridge works where there is a clear reason for the gap and a clear event that closes it.
Inventory and purchase orders
Suppliers want paying long before customers do, and peak season makes the gap worse. Fund the buy now and repay as the stock sells through.
Receivables and payout lag
Revenue you have already earned can sit in a processor reserve or a customer payment term for weeks. Sarva Bridge releases it early without factoring your whole book.
Runway to a close
A signed term sheet is not cash in the bank. Sarva Bridge covers the distance to the close so you are not negotiating from a position of urgency.
Seasonal working capital
Businesses with a concentrated season carry their whole year in a few months. Fund the build-up and clear the facility once the season converts.
Is Sarva Bridge right for your business?
Sarva Bridge is available to US-based businesses that can connect live financial data and point to a specific event that repays the facility.
- 12 months+
- Operating historyEnough trading history to verify the cash flows behind the request
- Connected data
- Banking and revenueLive read-only connections to the accounts that evidence the gap
- Defined event
- Source of repaymentA dated purchase order, receivable, close or season that clears the facility
- US-based
- Operating jurisdictionIncorporated and trading in the United States
Sarva Bridge is not a substitute for permanent working capital, and it is not designed for businesses without an identifiable event to repay against.
Sarva Bridge, answered
The questions prospective borrowers ask most often about Sarva Bridge.
Cannot find what you need? Ask us directly.
Sarva AdFi funds a repeating activity — paid customer acquisition — and scales with how efficiently you do it. Sarva Bridge funds a single, dated gap and ends when that gap closes.
- Sarva AdFi is an ongoing facility that grows with performance; Sarva Bridge is short-duration and event-based.
- Sarva AdFi repayment is tied to the revenue the funded spend generates; Sarva Bridge is repaid by the specific event it was built around.
- Many borrowers use both: Sarva AdFi for the acquisition engine, Sarva Bridge for the one-off moments around it.
Yes, and it is a common pattern. Because both products are underwritten from the same connected data, holding one makes assessing the other considerably faster.
Our products are underwritten on business performance and verified cash flows rather than founder assets. Specific structures are agreed as part of an offer, and everything is set out in writing before you accept.
Short by design. The term is set by the event that repays it, so it matches the length of the gap rather than defaulting to a standard schedule.
The connections you would set up for any Sarva product — banking, revenue and accounting — plus evidence of the event you are bridging to, such as a purchase order, a receivable schedule or a signed term sheet.
Have a gap you need to bridge?
Tell us what you are bridging to and we will come back with a view on structure and timing.